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Give Your Home the Ultimate Spring Cleaning: 6 Tips for a Thorough Clean-Out
Healthy Living, Retirement Tips

Give Your Home the Ultimate Spring Cleaning: 6 Tips for a Thorough Clean-Out

After being stuck inside all winter, if you’re like most people you’re eager to enjoy the beautiful spring weather — not reorganize your closets. But with spring in the air, it’s a great time to freshen up your home with a top-to-bottom cleaning.

Sixty-six percent of adults report participating in spring cleaning, yet 54% find it hard to get motivated and figure out where to begin. That’s because a spring cleaning is more than just mopping the kitchen floor, vacuuming the living room and scrubbing dingy grout. It requires a deeper clean-out — especially when it comes to things that don't regularly get much love.

  1. Make sure windows are squeaky clean. If you like to open the curtains and raise the blinds on a sunny day, clean windows are a must and it’s always amazing what a difference it makes! Start by adjusting blinds or shades and go over them with a duster, then make sure window sills are free of dirt and debris. Wipe down windows inside and outside with a gentle glass cleaner and a lint-free cloth. Making your own vinegar-based glass cleaner is inexpensive, safe, and environmentally friendly. Reusable, washable cloths made from cotton and cellulose are also a good choice for your wallet and the earth. Finish the job by vacuuming the sills along with fabric shades and curtains.  
  2. Freshen up the microwave. Old food odors, be gone! Good Housekeeping magazine recommends filling a microwave-safe bowl with one cup of water, a chopped-up lemon or lime and a few tablespoons of white vinegar. Place inside and let the microwave run on high for two to three minutes or until the solution comes to a boil. Let it sit and cool for five minutes before opening the door and wiping down the interior and door with a clean damp sponge. The steam will loosen up any caked-on food, and the lemon will not only help clean but will also smell nice.
  3. Clean out the fridge. Even if you wipe your refrigerator’s shelving down regularly, it’s not enough to keep your appliance fresh and clean. Pop out the bins and shelves and scrub them down with warm, soapy water to eliminate lingering bacteria from old food and spillage. If odor lingers in plastic drawers, try coating with a paste of baking soda and water and let sit for 30 minutes before rinsing and wiping them down.
  4. Make your stainless-steel shine. According to Bob Vila, olive oil can be an effective cleaning agent for stainless steel. Pour just a drop or two onto a soft cloth, spreading a thin layer over the entire area you’re polishing. Using moderate pressure, make small circles as you move across the surface. After you buff it, go over it with a clean, dry cloth for instant shine.
  5. Think beyond your bed sheets. Spring cleaning means it’s time to tackle comforters, pillows and accent pillows. Check the labels to see what can be laundered at home and what needs to get sent to the dry cleaner’s.
  6. Organizing your closets. Emptying out your closet for a cleaning might seem overwhelming, but a clean closet can give you a better start to each day. Be sure to dust the shelves, rods, boxes and bins, and vacuum the floor. As you’re packing away bulky sweaters to make room for warm-weather attire, put the clothes you plan to wear regularly within easy reach and organize them by category. Decide what you can store and what can be donated to charities like Goodwill or The Salvation Army to make more room and lighten the load.

Got spring home projects on your list?  

As you’re tidying up your home, a renovation project may seem like the next step to a refreshed, more functional space. Did you know you can use a reverse mortgage to finance home improvements? Homeowners and homebuyers age 62 and older can use this loan option to borrow against their home equity, while still retaining ownership. For homeowners and homebuyers as young as 60*, Equity Elite is a fixed-rate, low up-front cost reverse mortgage that also allows borrowers to refinance an existing mortgage to provide extra funds. Whichever loan you choose, you’re still responsible for meeting loan obligations and keeping current with property taxes, insurance and maintenance. However, you can even use reverse mortgage proceeds to cover these costs.

Make your remodel a reality  

U.S. homeowners spent more than $340 billion on home improvements and repairs last year, with the average bathroom remodel carrying an $18,000 price tag. If you find yourself in need of major home repairs or updates, a reverse mortgage loan may help provide the funds to do so. Call Reverse Mortgage Funding, LLC (RMF) at 888-277-1567 to set up a convenient in-person appointment with one of our experienced loan specialists.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 5-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.

SEE WHAT FUNDS YOU MAY HAVE AVAILABLE

If you have equity in your home and believe you meet the eligibility requirements, a HECM may be the option that could help you retire smart.

Check Eligibility

*Not applicable in all states; some states may impose a higher age requirement. Visit www.reversefunding.com/equity-elite for details.

Equity Elite Reverse Mortgage (“Equity Elite”) is Reverse Mortgage Funding LLC’s proprietary loan program, and it is not affiliated with the Home Equity Conversion Mortgage (HECM) loan program, which is insured by FHA. Equity Elite is available to qualified borrowers who also may be eligible for HUD, FHA’s HECM program or are seeking loan proceeds that are higher than HUD, FHA’s HECM program limit. Equity Elite currently is available only for eligible properties in select states. Please contact your loan originator to see if it is currently available in your state. 

Upon a maturity event, any non-borrowing individuals with an ownership interest in the property, including non-borrowing spouses, will have 90 days to purchase the property from the estate or, if the non-borrower inherits the property, pay the loan in full using any sources of funds available to them. Any non-borrowing individual, including a non-borrowing spouse, should have a plan to pay off an Equity Elite reverse mortgage upon the borrower’s death or any other maturity event. If the non-borrower is unwilling or unable to purchase the property or pay the loan in full, there is no protection for the non-borrower (including a non-borrower spouse) to maintain an interest in the home or to continue residing in the home past the maturity event and the non-borrower may be evicted upon foreclosure. The FHA HECM program has protections in place for certain non-borrowing parties, so a reverse mortgage applicant with certain non-borrowing parties should strongly consider an FHA-insured HECM loan (see HECM guidelines or ask an RMF representative for details).  Under the Equity Elite reverse mortgage loan program, a maturity and/or default event occurs when the last surviving borrower no longer lives in the home as his or her primary residence for at least 12 months, the property charges (including taxes, insurance, or any other property charges) are not paid, required repairs are not completed or the property is not maintained, or any other maturity and/or default event, as specified in the Security Instrument, occurs.

L2649-Exp052020

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