For Loan Support Call: 866-654-0020
Manage Your Account

Customer Satisfaction is Our #1 Priority

RMF Price Match Program

As a loyal RMF customer, you can be sure that we'll be with you every step of the way. With our Customer for Life Commitment, we’re here to provide you with personalized, ongoing service throughout the life of your reverse mortgage loan.

We pride ourselves on maintaining long-term relationships with our customers. And we're committed to ensuring that your experience is optimal at all times.

Your Retirement Resources


With our ever-growing library of educational guides and materials, you can always find new ways to improve your financial security and make the most of your retirement.

Check back often for the latest resources to help you make informed decisions now and in the future. 

Stay in the know with this month's edition of RMF's newsletter — Reverse Insider


Maximize your Social Security benefits in 2022 and beyond with our expert guide

Discover how you can buy the home of your dreams with a reverse mortgage


A simple guide for all of your family's questions about your reverse mortgage

Your Reliable Source for Retirement News

Our Retirement News blog is dedicated to your financial and physical health and well-being. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you on your road to retiring more freely.


5 Reasons Why a Reverse Mortgage Loan is Not a Last Resort
Retirement News, Retirement Planning

5 Reasons Why a Reverse Mortgage Loan is Not a Last Resort

If you’re an older homeowner with good credit, should you consider a reverse mortgage? 

Reverse mortgages have long been viewed through a negative lens — an option for older homeowners who have run out of other options. In fact, they can offer retirees numerous benefits as a smart financial planning tool. As with any financial commitment, it requires careful consideration and education to ensure it’s the right decision for your situation. 

Here are six reasons to do your homework before dismissing the idea of a reverse mortgage too quickly:

1. It provides financial wiggle room. With substantial equity already built up in your home, a reverse mortgage loan can provide the extra funds and flexibility to live comfortably during retirement. From home renovations to increase safety and comfort to simply having a line of credit at your disposal, this type of loan provides a financial safety net for whatever your purposes may be. 

2. Let your home work for you. For those without pensions or adequate retirement savings, your reverse mortgage proceeds can be a viable option for unexpected expenses such as healthcare costs. You worked hard to purchase your home and now you can make it work for you.

3. It increases the chances of not outliving your savings. Taking out a reverse mortgage line of credit during your early retirement years can allow other investments such as stocks, bonds or IRAs to continue earning compound interest.* 

4. It can delay the necessity to collect Social Security. Did you know that your annual Social Security benefits increase eight percent for every 12 months that you delay from ages 62 to 70? By borrowing against the equity in your home, you can make sure you have the funds you need for everyday life before tapping into social security. 

5. It’s a solid back-up plan. Even if you don’t need funds now, you never know what the future may bring. Having a reverse mortgage line of credit on the backburner means its there when you need it. And if the market is underperforming and you’re worried about your investments, you can leverage your home equity rather than liquidating your assets. 

Check it out for yourself

At Reverse Mortgage Funding LLC (RMF), our goal is to help more older homeowners live the retirement they deserve. Call us today at (888) 277-1567 to find out how a reverse mortgage loan can help you.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 4.7-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.

*As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and maintenance. 


Subscribe to Our Retirement News Blog

Join our mailing list to get the latest in lifestyle content, financial advice, news and information delivered right to your inbox.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Together We Can Make a Difference

RMF is proud to be a part of the inaugural Momentum Circle to support Meals on Wheels America’s efforts to lead its national network of local programs committed to combating the real issues of senior isolation and hunger.

Even before COVID-19 emerged as a worldwide threat, nearly 10 million seniors in America struggled with hunger, 8 million lived in isolation, and more than 7 million had incomes below the poverty line.


Meals on Wheels America is the leadership organization supporting the more than 5,000 community-based programs across the country that are dedicated to addressing senior isolation and hunger. 

This network serves virtually every community in America and, along with more than two million staff and volunteers, delivers the nutritious meals, friendly visits, and safety checks that enable America’s seniors to live nourished lives with independence and dignity.


To learn more about how you can get involved in your local Meals on Wheels America programs or to make a donation, please visit

Chat with us