Did you know that millionaires have about 25% of their wealth in cash? It can be a smart strategy to offset any economic downturns. But what about the rest of us?

If you’re not familiar with the term buffer asset, it’s an asset that’s largely unrelated to your investment portfolio or the stock market.

Today, there are over 40 million family caregivers in the United States. While 83% view caregiving as a positive experience, 55% are exhausted — physically and emotionally. How are you feeling?

Investments are down, inflation is high. Volatile market conditions may be leaving you feeling unsettled about your invested assets.

Where do you picture yourself living in retirement? Is staying in a familiar setting a priority? Entering the next phase could mean remaining in your home, moving to a condo or retirement community, or relocating to a new area entirely.

Is taking out a reverse mortgage loan a bad idea? That depends on who you ask.

According to Wade Pfau, PhD, CFA, RICP, a professor at the American College for Financial Services and founder of RetirementResearcher.com, “Reverse mortgages are not inherently a bad idea, though they are often misunderstood and not used in a most beneficial way.”