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Reverse Mortgage Funding Introduces Home Equity Conversion Mortgage For Purchase Certification Program For Third-Party Originators

Exclusive program is designed to give originators a real competitive advantage by enabling them to become HECM For Purchase Certified experts through a series of robust training programs, product tutorials, operational support and marketing resources

BLOOMFIELD, N.J. – July 24, 2017 – Reverse Mortgage Funding LLC (“RMF”), a leading reverse mortgage lender dedicated to helping older Americans achieve financial peace of mind, today introduced its exclusive Home Equity Conversion Mortgage For Purchase (“HECM For Purchase”) Certification Program for broker partners, an on-demand course to help third-party originators gain a real competitive advantage by becoming HECM For Purchase Certified experts. HECM For Purchase (nicknamed “H4P”) is a Federal Housing Administration (FHA)-insured* home financing program that enables homebuyers age 62 and older to purchase a new home that best suits their lifestyle by taking out a home equity-based loan on the home they are buying.

With 25% of all home buyers age 60 and above1, H4P is specifically designed to help ease the financial burden older Americans face when it comes to rightsizing or relocating, and can help increase their purchasing power. By becoming certified experts in H4P and adding it to their product mix, originators have an opportunity to expand their customer base, grow their own business and close more loans.

“H4P is a program all those involved in the home building and buying process should fully understand, as it offers tremendous benefits for all parties,” said Mark O’Neil, National Sales Leader of Reverse Mortgage Funding’s wholesale and correspondent channels. “Given the importance of this product, we are very excited to offer our partners the opportunity to become HECM For Purchase Certified experts.”

The H4P Certification Program will feature a dedicated team of highly experienced training professionals who are deeply committed to the success of all participants. RMF also offers a full suite of resources to further support originators offering this product, including product tutorials, tip sheets, and marketing collateral. Those who complete the course will be designated HECM For Purchase Certified for two years. The program takes just four to six hours to complete, and the web-based courses can be taken at the originator’s convenience. The program is free of charge to RMF’s approved broker partners.

Mr. O’Neil added, “As the National Council on Aging highlighted in its study , the results of which were published in March 2017, there is a real need for proper education regarding home equity release products. H4P is a very compelling option that many in the lending, building and buying communities don’t realize is available or fully comprehend. We believe that through the H4P Certification Program, we will raise awareness of the product and help many more older American homeowners move into the home they want while maintaining the financial flexibility they need.”

For more information on the H4P Certification Program or to register for courses, please call (877) 820- 5314 or visit

About Reverse Mortgage Funding LLC

Established in 2012, Reverse Mortgage Funding LLC (NMLS ID #1019941) is one of the fastest-growing reverse mortgage lenders in the industry, one of the nation’s largest GNMA issuers of reverse mortgages, and a recognized thought leader in the reverse mortgage business. A wholly owned subsidiary of Reverse Mortgage Investment Trust Inc. (RMIT), the company’s focus is on originating, acquiring, investing in, and managing reverse mortgage loans and securities backed by reverse mortgage loans. The company is headquartered in New Jersey, with corporate offices in New York and California and field offices throughout the U.S. Learn more by calling 888-494-0882, visiting, or following us on Facebook or LinkedIn.

Media Contact:
Matthew Chudoba

1National Association of Realtors, Profile of Home Buyer and Sellers 2016