Before you settle on a Home Equity Line of Credit,
consider a FlexReverse.*

FlexReverse:* More Benefits. More Flexibility. More Control.

If you are age 62 or older, a reverse mortgage line of credit offers all the benefits of a home equity line of credit, plus more flexibility. That’s why we call it FlexReverse.*
Flexible repayment feature

On a monthly basis, you can opt to pay interest only; principal and interest; or make no loan payment—you choose. Just pay for property taxes, insurance and maintenance.

No pre-defined maturity date

The balance does not need to be repaid until you sell or no longer live in your home.

Credit line growth feature ¹

The unused line of credit grows, so as time goes on you have access to significantly more funds later on.

Improves cash flow

You can consolidate any existing debt into one line of credit that gives you the most financial flexibility possible.

Is a FlexReverse* line of credit right for you?

Exclusively for homeowners age 62+

Specifically designed to allow you to borrow against the equity in your home as a flexible line of credit.

Continue to own your home

With a FlexReverse* you retain ownership of your property, your name remains on the title and any existing mortgages are replaced with a first position line of credit.


This loan also provides non-recourse protection, meaning you can never owe more than the home is worth when the loan is repaid.

How a FlexReverse* Line of Credit works

A FlexReverse* line of credit, otherwise known as a reverse mortgage or a Home Equity Conversion Mortgage (HECM), lets you gain access to the equity in your home as funds you can draw on when you want or need them—while letting you manage your monthly payments your way! If you still owe money on an existing mortgage, the funds on your FlexReverse* will be used to pay that off.

Watch our short video to learn more about a FlexReverse.*

Find out how much of a credit line you may be eligible for.

Complete this form for your personalized quote.

By clicking "Get a Personalized Quote", you are providing your signature and express "written" consent to be contacted by or behalf of Reverse Mortgage Funding LLC, its affiliates and/or its agents (collectively Company) at the telephone, email or mailing address that you have provided for purposes of fulfilling this inquiry about reverse mortgages and/or the Company's products or services, even if you have previously registered on a "do not call" government registry or requested Company to not send marketing information to you by email and/or direct mail. You agree that the Company may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to the telephone number you provide even if the telephone number is assigned to a cellular or mobile telephone service or other service for which the called party is charged and are representing that you are the regular user of provided number. You understand that you are not required to consent to receiving autodialed calls or texts as a condition of any reverse mortgage and/or purchasing any Company products or services. If you do not wish to authorize Company to contact you in this manner, you can call 855-211-6936 to complete your request. You understand that you can revoke this consent at any time.

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See why over 1 million³ Americans have chosen a flexible home equity loan.

RMF flexible home equity loan map

About Reverse Mortgage Funding LLC (RMF)

A plus rating with the Better Business Bureau
Number 1 issuer of HECM backed securities 2016
One of the fastest growing HECM lenders in the nation

¹ If part of your loan is held in a line of credit upon which you may draw, then the unused portion of the line of credit will grow in size each month. The growth rate is equal to the sum of the interest rate plus the annual mortgage insurance premium rate being charged on your loan.

² Source: New View Advisors

³ Source: National Reverse Mortgage Lenders Association (NRMLA), November 3, 2016.

⁴ Source: GNMA, based on whole loan issuance market share of HECM-backed securities (HMBS).

* A FlexReverse is an FHA-insured Home Equity Conversion Mortgage, commonly known as a reverse mortgage.