Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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For Healthy Aging Month, Be the Best Version of Yourself!
Retirement News, Healthy Living

For Healthy Aging Month, Be the Best Version of Yourself!

Aging is inevitable, so why not put your best put forward and enjoy the journey?

If you stopped playing tennis or competing in half-marathons because you felt like you were getting too old, start living your life based on how you feel — not your birthdate.

September is Healthy Aging Month — a time to embrace the different aspects of aging and find ways to incorporate healthier habits and practices into your daily routine to help you live life to the fullest. These healthy habits and practices don’t have to end once October rolls around. Here are a few ideas to keep the spirit of Healthy Aging Month all year long:

  1. Accentuate the positive. If you’re happy and you know it, show it in your everyday actions and conversations. Catch yourself complaining? Change the conversation to something more encouraging. And while you’re at it, ditch the downer friends. Surround yourself with people who have an upbeat attitude and a rosy outlook on life.

  2. Watch what you eat. According to the CDC, a healthy diet can help boost immunity, lower your risk for heart disease and type 2 diabetes, and may even help you live longer. A heart-healthy diet focuses on whole grains, lean protein, and fruits and vegetables while avoiding trans and saturated fats and excess salt and sugar. Try adopting more nutritious eating habits to support your overall well-being.

  3. Conquer loneliness. Rather than spending time missing friends or family, take action to shake those feelings of seclusion. Pick up the phone to catch up with an old friend, invite your family over for a meal or find a new class or activity to occupy your time and meet like-minded people.

  4. Check in with your doctors. Whether it’s a visit to the optometrist, your annual physical or a dental exam, don’t neglect regular medical check-ups. If there are symptoms you’ve been ignoring, schedule a check-up to put your mind at ease. Don’t put your health on hold. Remember, many diseases are treatable if caught early on.

  5. Walk the walk. Research has shown a profound link between a sedentary lifestyle and increased frequency of obesity, breast cancer and cardiovascular disease. When the weather permits, lace up your tennis shoes and hit the park or the sidewalks for a stroll. Not only can physical activity help improve your overall health, it can also help you maintain your ability to live independently at home for years to come.

Adopt a new financial approach

Whether you’re nearing retirement or newly retired, you may be contemplating all the ways you want to spend your newfound time away from the office. And to best enjoy that time, you need the funds to support your retirement lifestyle. For older homeowners, a reverse mortgage loan may help increase your financial peace of mind.

This financial tool allows you to leverage the equity you’ve built up in your home, all while still living in it and retaining ownership. You may access the funds as a lump sum, monthly payments or a line of credit that’s available if and when you need it. As with any mortgage, you must meet your loan obligations, keep current with property taxes, insurance, and maintenance. Borrowers who elect a fixed rate loan will receive a single disbursement lump sum payment. Other payment options are available only for adjustable rate mortgages.

To learn more, a loan specialist from Reverse Mortgage Funding LLC (RMF) will walk you through the process and answer your questions to help decide if you’re the right candidate. Call RMF today at (888) 277-1567 to set up an appointment to discuss your financial future.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 4.5-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.


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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.

Equity Elite Reverse Mortgage

Put Your Home Equity to Work for You

Get Your Free Reverse Mortgage Quote

By clicking "CALCULATE", you are providing your signature and express "written" consent to be contacted by or behalf of Reverse Mortgage Funding LLC, its affiliates and/or its agents (collectively Company) at the telephone, email or mailing address that you have provided for purposes of fulfilling this inquiry about reverse mortgages and/or the Company's products or services, even if you have previously registered on a "do not call" government registry or requested Company to not send marketing information to you by email and/or direct mail. You agree that the Company may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to the telephone number you provide even if the telephone number is assigned to a cellular or mobile telephone service or other service for which the called party is charged and are representing that you are the regular user of provided number. You understand that you are not required to consent to receiving autodialed calls or texts as a condition of any reverse mortgage and/or purchasing any Company products or services. If you do not wish to authorize Company to contact you in this manner, you can call 888-277-1567 to complete your request. You understand that you can revoke this consent at any time.

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