Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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It’s a Holiday Season Like No Other (Again): Are You Prepared?
Retirement Tips

It’s a Holiday Season Like No Other (Again): Are You Prepared?

The holiday season is in full-swing — although things are not quite back to normal.

The holiday season is in full-swing — although things are not quite back to normal. 

From shipping delays to inflation, today’s lingering economic challenges brought on by the pandemic must be addressed to make the most of the festive season and to minimize the financial impact

Getting ahead of holiday debt

Many Americans are looking forward to purchasing gifts and celebrating with family and friends. 

But are you seeking opportunities to ease overspending, find holiday bargains, stretch your budget for gifts or shift your travel costs to keep more money in your pocket? Now more than ever, it’s important to think through your finances before making any quick decisions. 

This year, more than 214 million Americans plan to shop for holiday gifts, spending an estimated $163 billion. What’s more, 29% — or more than 35 million Americans — who purchased holiday gifts on a credit card last season still haven’t paid off their balances. The most wonderful time of the year doesn’t have to be the most expensive. 

Savor the season and save

For individuals in or nearing retirement, it might be a good time to think about budgeting long-term. A reverse mortgage loan from Reverse Mortgage Funding LLC (RMF) is a home-secured loan that can help you free up your equity to live the retirement lifestyle you’ve worked so hard to achieve. The funds can be accessed as lump sum you can use today, a monthly payment you can count on or a line of credit that’ll be there if and when you need.*

If your bills from the holidays or other debts are causing financial headaches, a reverse mortgage may be the solution to ease your seasonal stress, while also helping to pave the way for a more financially sound future. 

Please don’t hesitate to reach out to RMF at (888) 277-1567 to learn more. Happy holidays! 



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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.

Equity Elite Reverse Mortgage

Put Your Home Equity to Work for You

Get Your Free Reverse Mortgage Quote

By clicking "CALCULATE", you are providing your signature and express "written" consent to be contacted by or behalf of Reverse Mortgage Funding LLC, its affiliates and/or its agents (collectively Company) at the telephone, email or mailing address that you have provided for purposes of fulfilling this inquiry about reverse mortgages and/or the Company's products or services, even if you have previously registered on a "do not call" government registry or requested Company to not send marketing information to you by email and/or direct mail. You agree that the Company may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to the telephone number you provide even if the telephone number is assigned to a cellular or mobile telephone service or other service for which the called party is charged. You understand that you are not required to consent to receiving autodialed calls or texts as a condition of any reverse mortgage and/or purchasing any Company products or services. If you do not wish to authorize Company to contact you in this manner, you can call 888-277-1567 to complete your request. You understand that you can revoke this consent at any time.

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