Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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RMF Partners with Meals on Wheels to Fight Senior Hunger
Retirement News, RMF Newsroom

RMF Partners with Meals on Wheels to Fight Senior Hunger

The aging population has put tools like reverse mortgages in high demand. It’s also straining community services like Meals on Wheels. RMF is proud to help combat senior hunger in America.

No other age group is growing as fast as Baby Boomers. In fact, the nation’s 65+ population jumped by over a third during the past decade, according to the U.S. Census Bureau.

This level of growth puts financial wellness tools like reverse mortgages in high demand. It also greatly accelerates the need for vital community services such as Meals on Wheels for seniors. 

Even before COVID-19 emerged as a worldwide threat, nearly 10 million seniors in America struggled with hunger. When the pandemic hit, millions more older adults found themselves sheltering in place — more isolated, vulnerable and in need of urgent support, practically overnight.

This demand hasn’t slowed. Nearly 9 out of 10 local Meals on Wheels programs report there is still an unmet need in their communities. That’s why Reverse Mortgage Funding (RMF) has partnered with Meals on Wheels America in its mission to address senior hunger and isolation in America.

As a donor to the Meals on Wheels Momentum Circle, RMF helps support the infrastructure, innovative research, programming, and critical resources necessary to support Meals on Wheels America for Seniors.

RMF’s mission has always been to help older Americans live a comfortable, safe, and financially secure retirement. Our customer-focused approach prioritizes education and financial wellness in planning for retirement and the best way to fund it, including breakthrough solutions to address the senior population’s unique challenges including senior hunger. 

“Now is not the time to lose momentum, so we are extremely grateful to RMF for its commitment to help us ensure our senior neighbors are always safe, cared for and never feel alone,” says Kristine Templin, Chief Development Officer at Meals on Wheels America.

She continues, “While the rest of the country re-emerges from COVID lockdowns and restrictions, the demands from the pandemic have not subsided for homebound seniors and the local programs that serve them.”

RMF shares Meals on Wheels’ commitment to the local communities it serves. Our local loan specialists are active community leaders and volunteers who strive to maintain long-term relationships. Visit mealsonwheelsamerica.org to help us support this remarkable organization.

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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.


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