Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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Rethinking Aging: Steps to Embrace Your Future
Healthy Living

Rethinking Aging: Steps to Embrace Your Future

As the average life span increases, Baby Boomers are taking advantage of the opportunities that longer lives offer. They’re challenging the outdated attitudes and stereotypes about growing older and are determined to live a rich life at any age. When you’re open to new experiences, the best may be yet to come.

What does growing older mean to you? For many people, age is nothing but a number. According to a study by the Pew Research Center, 60% of people over the age of 65 say they feel younger than their age, 32% feel exactly their age and just 3% feel older than their age.

Here are some strategies that can help you truly embrace your age:

Let go of outdated notions. Embracing stereotypes can create barriers that stand in the way of your happiness. Doing what you love, at every age, is key to finding joy and meaning in your life. Consider joining AARP’s Disrupt Aging initiative to celebrate aging, and work with companies and communities to come up with new solutions to benefit people during their retirement years.

Diversify your circle of friends. Friends are essential, especially as we age. And there are numerous benefits to having pals from multiple generations. Younger friends can encourage you try new things, older ones can be your role models for aging with grace, and those of the same age can relate to life’s changes and challenges.

Welcome the positives. Did you know that older adults are generally happier and less stressed than middle-aged and young adults? While you may not be able to run a marathon or ski the Alps, you can still find activities that are enjoyable and give you a sense of pride — like perfecting your golf game, swimming regularly, learning new skills, or mentoring children. The reality of aging may not be as bad as the stereotypes suggest.

Develop your passions. Instead of counting the years going by, focus on what you love to do — and do it. A personal passion can be anything, like spending time with your grandkids, gardening, feeding the cats at a local animal shelter, or collecting antiques. Pursuing your passions can improve your physical health as well as your psychological well-being.

Keep money worries at bay            

Don’t think of aging as simply adding on years; it’s about gaining more time to live your best life. So don’t let debt or financial challenges get in the way. One option to consider? A reverse mortgage. This type of loan, designed just for homeowners and homebuyers age 62 and older, lets you borrow against the equity you’ve built up in your home to gain greater financial freedom.

Depending on your financial goals, you can access funds to use today — for example, to refinance your existing mortgage to eliminate monthly mortgage payments so you can free up money to travel, take classes, or complete a home renovation project. Or you can take your funds as a steady stream of monthly advances, or a line of credit that’s readily accessible when you need it.* Even though monthly loan payments are not required, just like any mortgage you must meet your loan obligations, keeping up with your home’s property tax payments, insurance and maintenance.

Learn how Reverse Mortgage Funding can help you secure the funds to make the most of the years ahead. Call (888) 277-1567 to set up a convenient appointment to speak with an experienced loan specialist either by phone or in-person.


If you have equity in your home and believe you meet the eligibility requirements, a HECM may be the option that could help you retire smart.

Check Eligibility

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans live the retirement lifestyles that they imagined and deserve, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 5-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call (888) 277-1567 to speak with one of our experienced reverse mortgage specialists to learn about our retirement financing products and solutions.

*Borrowers who elect a fixed rate loan will receive a single disbursement lump sum payment. Other payment options are available only for adjustable rate mortgages.



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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.

Equity Elite Reverse Mortgage

Put Your Home Equity to Work for You

Get Your Free Reverse Mortgage Quote

By clicking "CALCULATE", you are providing your signature and express "written" consent to be contacted by or behalf of Reverse Mortgage Funding LLC, its affiliates and/or its agents (collectively Company) at the telephone, email or mailing address that you have provided for purposes of fulfilling this inquiry about reverse mortgages and/or the Company's products or services, even if you have previously registered on a "do not call" government registry or requested Company to not send marketing information to you by email and/or direct mail. You agree that the Company may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to the telephone number you provide even if the telephone number is assigned to a cellular or mobile telephone service or other service for which the called party is charged and are representing that you are the regular user of provided number. You understand that you are not required to consent to receiving autodialed calls or texts as a condition of any reverse mortgage and/or purchasing any Company products or services. If you do not wish to authorize Company to contact you in this manner, you can call 888-277-1567 to complete your request. You understand that you can revoke this consent at any time.

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