Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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September is Healthy Aging Month — And it’s Never Too Late to Reinvent Yourself
Healthy Living, Retirement Tips

September is Healthy Aging Month — And it’s Never Too Late to Reinvent Yourself

Getting older is a privilege — and one that deserves to be celebrated. Just because you may be over 50 doesn’t mean you’re “over” living your best life. This is the time to embrace the different aspects of aging and find ways to incorporate healthier habits and practices into your daily routine.

September is Healthy Aging Month. What changes can you make to really live your life to the fullest? Here are a few ideas:  

1. Exude positivity. If you’re happy and you know it, show it in your everyday actions and conversations. Catch yourself complaining? Change the conversation to something more encouraging. And while you’re at it, ditch the downer friends. Surround yourself with people who have an upbeat attitude and a rosy outlook on life.

2. Conquer loneliness. Rather than spending time missing friends or family that you can’t see, take action to shake those feelings of seclusion. Pick up the phone to catch up with an old friend, schedule a video chat to hang out with family, or go online to find a new class that can occupy your time constructively and productively.

3. Focus on nutrition. According to the Centers for Disease Control and Prevention (CDC), a healthy lifestyle can help lower your risk for heart disease by keeping your blood pressure, cholesterol and blood sugar levels within the normal range. And a lot of it has to do with your diet. A heart-healthy diet focuses on whole grains, lean protein, and fruits and vegetables while avoiding trans and saturated fats and excess salt and sugar. Healthy Aging Month is the perfect time to adopt more nutritious eating habits to give your well-being a boost.

4. Walk the walk. Studies have shown a profound link between a sedentary lifestyle and increased frequency of diabetes, obesity and cardiovascular disease. When the weather permits, lace up your tennis shoes and hit the park or the sidewalks for a stroll. Not only can physical activity help improve your overall health, it can also help maintain your ability to live independently for years to come. If you’re not accustomed to exercise, consult your doctor before you get your body moving.

5. Check in with your doctors. Whether it’s a visit to the optometrist, your annual physical or a dental exam, don’t neglect regular medical check-ups. If there are symptoms you’ve been ignoring, be sure to schedule a check-up to put your mind at ease. Remember, many diseases are treatable if caught early, so don’t put your health on hold.

6. Don’t act your age. Age is just a number, right? Don’t necessarily limit yourself to ideas and activities due to age alone. For example, you may have stopped playing tennis or competing in half-marathons because you felt like you were getting too old. Instead, start living your life based on how you feel — not necessarily what your driver’s license says.

It’s also a great time to explore your financial options

Think about where you live now, where you see yourself in five or 10 years and how your financial situation can change. If you’re a homeowner age 62 or older, a reverse mortgage loan from Reverse Mortgage Funding, LLC (RMF) can help you leverage the equity you’ve built up in your home to maintain a comfortable retirement, all while still living in it and retaining ownership. To learn more, call RMF today at (888) 277-1567 and schedule a convenient, in-person or virtual appointment with a loan specialist in your area.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 4.7-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.



If you have equity in your home and believe you meet the eligibility requirements, a HECM may be the option that could help you retire smart.

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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.

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