Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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Thanksgiving is National Family History Day: Serve up Your Family Health History for a Longer Future Together
Healthy Living

Thanksgiving is National Family History Day: Serve up Your Family Health History for a Longer Future Together

Thanksgiving has long been considered the unofficial start of the U.S. holiday season. But did you know it’s also recognized each year as National Family History Day? Not only is it a great day to count your blessings and make memories with loved ones; it’s also an opportune time to discuss your roots — particularly your family health history.

Did your mother or sister have diabetes? Was your grandfather diagnosed with colon cancer before age 50? Has a family member recently undergone genetic testing and discovered they carry a rare gene mutation? Health knowledge is power, and knowing what you can do to help prevent or actively treat conditions in the early stages can make a huge difference in your family’s well-being.

Because history can repeat itself

You know that curly hair and blue eyes run in the family, but did you know there are inherited conditions that can be passed down? These include:

  • Some cancers
  • Heart disease
  • Alzheimer’s or other forms of dementia
  • Diabetes
  • Depression
  • Osteoporosis
  • Risk of stroke

There are some key features that may increase your risk of disease, including certain combinations of diseases within a family, conditions that occur at an earlier than expected age or the same illness in more than one close relative. And even though you can’t change your genes, you can make lifestyle changes — healthy diet, regular exercise, smoking cessation — that may ultimately help you live a longer life.

Starting the conversation

The health of your closest blood relatives may influence your health the most. From parents and grandparents to siblings and aunts and uncles, make sure everyone’s in on this important discussion about the aging process.

  • Ask questions. You might think you know about all the health conditions that have affected your family, but you can always learn more when you ask. Find out what conditions they may have had, when they were diagnosed and their symptoms. Also, gather information about your family’s ancestry, what countries or regions your ancestors lived in, official causes of death and how old they were.
  • Record and update. Keep a journal of your family’s health details. As you discuss health statuses each year, you can fill in the blanks and update the information you’ve amassed. Free online tools like My Family Health Portrait can help organize your family health history and enable easy sharing with your doctor and family members.
  • Keep everyone informed. If you’re concerned about an ailment that runs in your family, bring it up at your next physical. Share what you know to help your physician decide if screening tests may be beneficial. If you are diagnosed with a medical condition or have undergone genetic testing, don’t leave your family in the dark. Keep the flow of information going so everyone can stay in in the know.

Living your best life now

Happy, healthy holidays from the team at Reverse Mortgage Funding! If you or a loved one are approaching retirement and want to research the benefits of a reverse mortgage as a retirement planning tool, we're here to help.

Specifically designed for homeowners age 62+, a reverse mortgage offers similar benefits of a traditional line of credit that you can get from a bank but with additional benefits — including a flexible repayment feature. As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and maintenance.  To set up a convenient in-person appointment with a local loan specialist, give us a call today at 888-277-1567.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 5-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.


If you have equity in your home and believe you meet the eligibility requirements, a reverse mortgage may be the option that could help you retire smart.

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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.

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