Retirement News with Professor Craig

Retirement News with Professor Craig

The Retirement News blog is dedicated to the financial and physical health and well-being of older Americans. 
Whether you're already in or nearing retirement, you will find important, topical information in the blog to help you make informed decisions on your road to retiring more freely.
As a 25-year veteran in the financial services industry and a certified trainer and teacher, Professor Craig's #1 goal is to help you thrive in retirement with financial peace of mind. 

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“Top Workplace” Honor Means Top Service for RMF Clients
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“Top Workplace” Honor Means Top Service for RMF Clients

How RMF clients benefit from doing business with a top workplace

Did you know that Reverse Mortgage Funding LLC (RMF) has been awarded a Top Workplaces 2021 honor by Long Island Top Workplaces? 

Based on employee feedback from a survey by employee engagement technology partner Energage LLC, participants rated 15 culture drivers that are critical to the success of any organization, including alignment, execution and connection. 

At RMF, we value our people — and that’s not just limited to employees. We built our company with customer service in mind. 

The licensed professionals at RMF are dedicated to helping older Americans live the retirement lifestyle they’ve worked so hard to achieve, in the comfort of their own home. 

Helping you retire more freely  

Unlike a traditional mortgage, a reverse mortgage allows you to leverage the equity you’ve built up in your home as monthly payments, a lump sum or a line of credit that’s available if and when you need it*. Best of all, the funds can generally be used as you wish, whether it’s for financing a vacation, making home renovations or paying off medical expenses. 

A reverse mortgage loan has a flexible repayment feature. You can pay as much as you like toward principal and interest eachmonth or defer repayment — the choice is yours. (There are also no pre-payment penalties). The loan balance becomes due if you move, pass away or sell the home. 

Just like a traditional loan, there are certain obligations that must be met: 

  • You must live in the home as your principal residence.
  • Taxes, insurance, and related fees are your responsibility.
  • You must maintain home upkeep and repair. 

For qualified applicants, a reverse mortgage can be a smart financial tool to leverage your home’s valuable equity, free up cash and help to create a more financially secure retirement lifestyle — all while continuing to own your home with your name on the title. 

The RMF difference: Experience and education

The foundation of a great workplace is nurturing a culture that supports and enables employees to put their best self forward. And that’s what we will do for you, providing an experience that’s tailored to each individual.    

Weighing your financial options for retirement involves making major decisions. At RMF, we like to meet with our clients in person to go over your options and discuss in detail how reverse mortgages work. We have local, licensed loan specialists across the country who can come to your home (or another location of your choice) to sit down and speak with you. We’ll address your questions and concerns and offer straightforward guidance through every step of the decision-making process. 

We’re invested in YOU 

If you’re preparing to leave the workforce, top workplaces might not be on your radar. But if you’re interested in learning more about financing your post-working years with a reverse mortgage, RMF can help. 

To learn more, call RMF today at (888) 277-1567 to set up a meeting at your convenience with a licensed reverse mortgage specialist in your area. 

*Borrowers who elect a fixed rate loan will receive a single disbursement lump sum payment. Other payment options are available only for adjustable rate mortgages.

This content is sponsored by RMF, one of the nation’s leading reverse mortgage lenders. We are dedicated to helping older Americans retire more freely, in the comfort of their own homes. As a result of our commitment to providing an extraordinary and positive customer experience, we have earned a 98% customer satisfaction rating; a 4.7-star / Excellent score on Trustpilot; 4.8 out of 5 stars on LendingTree; and an A+ rating with the Better Business Bureau. Call 888-277-1567 to speak with a licensed reverse mortgage specialist to learn about our retirement financing products and solutions.

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A More Flexible Home Equity Loan

If you’re 62 or older, there is a home equity line of credit option that offers greater financial flexibility than a traditional Home Equity Line of Credit (HELOC). It’s called a Home Equity Conversion Mortgage (HECM) line of credit. 
If you have an existing mortgage or home equity loan you could refinance them with a HECM line of credit and get enhanced benefits, including a flexible payment feature and a line of credit that GROWS when left untouched.
As with any mortgage, you must meet your loan obligations, keeping current with property taxes, insurance, and keeping your home in good condition.


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By clicking "CALCULATE", you are providing your signature and express "written" consent to be contacted by or behalf of Reverse Mortgage Funding LLC, its affiliates and/or its agents (collectively Company) at the telephone, email or mailing address that you have provided for purposes of fulfilling this inquiry about reverse mortgages and/or the Company's products or services, even if you have previously registered on a "do not call" government registry or requested Company to not send marketing information to you by email and/or direct mail. You agree that the Company may use automatic telephone dialing systems and prerecorded voice messaging in connection with calls or texts made to the telephone number you provide even if the telephone number is assigned to a cellular or mobile telephone service or other service for which the called party is charged and are representing that you are the regular user of provided number. You understand that you are not required to consent to receiving autodialed calls or texts as a condition of any reverse mortgage and/or purchasing any Company products or services. If you do not wish to authorize Company to contact you in this manner, you can call 888-277-1567 to complete your request. You understand that you can revoke this consent at any time.

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