State Licensing

Please view Reverse Mortgage Funding LLC (RMF) state licensing information below.

ALABAMA

Consumer Credit License, License No. 21655
Clarkesville, GA Branch - 137 East Morgan Street Unit A, Room B, Clarkesville, GA, 30523 NMLS ID 1564561, Consumer Credit License, License No. 21655.007
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Consumer Credit License, License No. 21655.004
Lady Lake, FL Branch – 510 County Road 466, Suite 207, Office #E, Lady Lake, FL, 32159, NMLS ID 1210559, Consumer Credit License 21655.005
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Consumer Credit License, License No. 21655.001
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Consumer Credit License, License No. 21655.003

ALASKA

Mortgage Broker/Lender License, License No. AK1019941
Consumer Collection Agency Operator License No. 101074
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA ,95670 NMLS ID 1281094, Mortgage Broker/Lender Branch Registration, License No. AK1281094
Medford, OR Branch – 706 Cardley Avenue, Medford, OR 97504, NMLS ID 1751904, Mortgage Broker/Lender Branch Registration, License No. AK1751904
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Broker/Lender Branch Registration, Registration No. AK1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Broker/Lender Branch Registration, License No. AK1225367

ARKANSAS

Combination Mortgage Banker-Broker-Servicer License, License No. 104947
Debt Collection License No. 5094
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Combination Mortgage Banker-Broker-Servicer License, License No. 108134
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Combination Mortgage Banker-Broker-Servicer License

ARIZONA

Mortgage Banker License, License No. 927682
Catasauqua, PA, Branch – 519 Hunter Street, Catasauqua, PA 18032, NMLS ID 1797411, Mortgage Banker Branch License, License No. 1038655
Chino, CA Branch - 8527 Founders Grove Street, Chino, CA, 91708, NMLS ID 1652881, Mortgage Banker Branch License, License No. 1009228
Colorado Springs, CO Branch – 5225 N. Academy Boulevard, Suite #300, Colorado Springs, CO 80918, NMLS ID 2021427, Mortgage Banker Branch License, License No. 1011292
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Banker Branch License, License No. 0120052
Irvine, CA Branch – 231 Family Tree, Irvine, CA 92618, NMLS ID 1933776, Mortgage Banker Branch License, License No. 1006269
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Banker Branch License, License No. 1014897
Las Vegas, NV Branch- 9205 W. Russell Road, #254, Las vegas, NV 89148 NMLS ID 1301998, Mortgage Banker Branch License, License No. 1031351
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Banker Branch License, License No. 0119649
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch License, License No. 0119858
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523- NMLS ID 1404799, Mortgage Banker Branch License, License No. 0122101
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615NMLS ID 1235787, Mortgage Banker Branch License, License No. 1030568
Sacramento, CA Branch - 1721 Eastern Avenue, Suite 4, Sacramento, CA, 95864 NMLS ID 1667607, Mortgage Banker Branch License, License No. 0124781
Sahuarita, AZ Branch – 680 W Calle Franja Verde, Sahuarita, AZ 85629, NMLS ID 1930588, Mortgage Banker Branch License, License No. 1005236
Scottsdale, AZ Branch – 16427 North Scottsdale Road, Suite 410, #410, Scottsdale, AZ 85254, NMLS 2219854, Mortgage Banker Branch License, License No.1026886
Scottsdale, AZ Branch - 21907 N 77th St, Scottsdale, AZ, 85255 NMLS ID 1208046, Mortgage Banker Branch License, License No. 0119591
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Banker Branch License, License No. 1006857

CALIFORNIA

Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Loans made or arranged pursuant to a California Financing Law
Financing Law License, License No. 603K578
Residential Mortgage Lending Act License, License No. 4131266
Bellingham, WA Branch – 1109 Undine Street, Bellingham, WA 98229, NMLS ID 1962971, Residential Mortgage Lending Act License (Branch), License No. 41DBO-113153
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Residential Mortgage Lending Act License (Branch), License No. 41DBO-63641
Chino, CA Branch - 8527 Founders Grove Street, Chino, CA, 91708 NMLS ID 1652881 Residential Mortgage Lending Act License (Branch), License No. 41DBO-74241
Corona, CA Branch – 564 Brittany Drive, Corona, CA, 92879, NMLS ID 1789897, Residential Mortgage Lending Act License (Branch), License No. 41DBO-90577
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Financing Law License (Branch), License No. 60DBO44004, Residential Mortgage Lending Act License (Branch), License No. 813M276
Honolulu, HI Branch – 1585 Kapiolani Boulevard, Suite 1100, Honolulu, HI 96814, NMLS ID 2104861, Residential Mortgage Lending Act License (Branch), License No. 41DBO-144927
Houston TX Branch - 14415 Sugar Mill Circle, Houston, TX, 77095 NMLS ID 1280315, Residential Mortgage Lending Act License (Branch), License No. 41DBO-92040
Irvine, CA Branch – 231 Family Tree, Irvine, CA 92618, NMLS ID 1933776, Residential Mortgage Lending Act License (Branch), License No. 41DBO-107213
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Residential Mortgage Lending Act License (Branch), License No. 41DBO-126408
Las Vegas, NV Branch- 9205 W. Russell Road, #254, Las Vegas, NV 89148 NMLS ID 1301998, Residential Mortgage Lending Act License (Branch), License No. 813N632
Lincoln, CA Branch - 1510 Del Webb #B102, Lincoln, CA, 95648 NMLS ID 1262927, Residential Mortgage Lending Act License (Branch), License No. 813M094
Medford, OR Branch – 706 Cardley Avenue, Medford, OR 97504, NMLS ID 1751904, Residential Mortgage Lending Act License (Branch), License No. 41DBO-160374
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Financing Law License (Branch), License No. 603L015, Residential Mortgage Lending Act License (Branch), License No. 813L565
Milford, MA Branch- 5 Virginia Drive, Milford, MA 01757 NMLS ID 1111233, Residential Mortgage Lending Act License (Branch), License No. 41DBO-170602
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Residential Mortgage Lending Act License (Branch), License No. 813L882
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Residential Mortgage Lending Act License (Branch), License No. 41DBO-65679
Oakland, CA Branch – 505 14th St. Suite 900, #920, CA 94612, NMLS ID 1572697, Residential Mortgage Lending Act License (Branch), License No. 41DBO-64272
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615NMLS ID 1235787, Residential Mortgage Lending Act License (Branch), License No. 41DBO-60761
Sacramento, CA Branch - 1721 Eastern Avenue, Suite 4, Sacramento, CA, 95864 NMLS ID 1667607 Residential Mortgage Lending Act License (Branch), License No. 41DBO-75621
Sahuarita, AZ Branch – 680 W Calle Franja Verde, Sahuarita, AZ 85629, NMLS ID 1930588, Residential Mortgage Lending Act License (Branch), License No. 41DBO-106657
Salt Lake City, UT Branch – 2825 E Cottonwood Parkway, Suite 500, Salt Lake City, UT 84121, Residential Mortgage Lending Act License (Branch), License No. 41DBO-156678
San Diego, CA Branch – 4713 Hamilton Street, San Diego, CA 92116, NMLS ID 1789894, Residential Mortgage Lending Act License (Branch), License No. 41DBO-90576
Santa Rosa, CA Branch - 131-A Stony Circle, Suite 535, Santa Rosa, CA, 95401 NMLS ID 1330926, Residential Mortgage Lending Act License (Branch), License No. 813M521
Scottsdale, AZ Branch – 16427 North Scottsdale Road, Suite 410, #410, Scottsdale, AZ 85254, NMLS 2219854, Residential Mortgage Lending Act License (Branch), License No. 41DBO-153387
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Residential Mortgage Lending Act License (Branch), License No. 41DBO-89139
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467, Residential Mortgage Lending Act License (Branch), License No. 41DBO-92236
Vancouver, WA Branch – 3900 NE 130th Way, Vancouver, WA 98686, NMLS ID 1817242, Residential Mortgage Lending Act License (Branch), License No. 41DBO-100734
Vancouver, WA Branch - 201 NE Park Plaza Drive, Suite 218, Vancouver, WA 98684, NMLS ID 1715594 Residential Mortgage Lending Act License (Branch), License No. 41DBO-82129

COLORADO

Mortgage Company Registration, Regulated by the Division of Real Estate
Debt Collection Registration No. 993145

CONNECTICUT

Mortgage Lender License, License No. ML-1019941
Consumer Collection Agency License CCA - 1019941
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110NMLS ID 1195401, Mortgage Lender Branch License, License No. ML-BCH-1195401
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Branch License, License No. ML-BCH-1281094
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender Branch License, License No. ML-BCH-1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. ML-BCH-1225367
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Mortgage Lender Branch License, License No. ML-BCH-1371635
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lender Branch License, License No. ML-BCH-1183828

DELAWARE

Licensed by the Delaware State Bank Commissioner
Lender License No. 012573
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Licensed Lender Branch, License No. 020899
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Licensed Lender Branch, License No. 023599
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Licensed Lender Branch, License No. 012966
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Licensed Lender Branch, License No. 019470
Ocean City, NJ Branch - 1501 Pleasure Avenue, Ocean City, NJ, 08226 NMLS ID 1570006, Licensed Lender Branch, License No. 023370
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Licensed Lender Branch, License No. 018326

DISTRICT OF COLUMBIA

Mortgage Lender License, License No. MLB1019941
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Branch License, License No. MLB1281094
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender Branch License, License No. MLB1117980
Milford, MA Branch- 5 Virginia Drive, Milford, MA 01757 NMLS ID 1111233, Mortgage Lender Branch License, License No. MLB1111233
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. MLB1225367
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lender Branch License, License No. MLB1183828

FLORIDA

Mortgage Lender Servicer License, License No. MLD907
Consumer Collection Agency License No. CCA9903629
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110NMLS ID 1195401, Mortgage Lender Servicer Branch License, License No. MLDB5961
Boca Raton, FL – 17061-3 Emile Street, Boca Raton, FL 33487, NMLS ID 2068155, Mortgage Lender Servicer Branch License, License No. MLDB11914
Clarkesville, GA Branch - 137 East Morgan Street Unit A, Room B, Clarkesville, GA, 30523 NMLS ID 1564561, Mortgage Lender Servicer Branch License, License No. MLDB15490
Dublin, OH Branch – 9050 Mediterra Place, Dublin, OH 43016, NMLS ID 1882227, Mortgage Lender Servicer Branch License, License No. MLDB10035
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Lender Servicer Branch License, License No. MLDB6246
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Servicer Branch License, License No. MLDB3464
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Lender Servicer Branch License, License No. MLDB11893
Houston TX Branch - 14415 Sugar Mill Circle, Houston, TX, 77095 NMLS ID 1280315, Mortgage Lender Servicer Branch License, License No. MLDB4774
Lady Lake, FL Branch - 510 County Road 466, Suite 207, Office #E, Lady Lake, FL, 32159, NMLS ID 1210559, Mortgage Lender Servicer Branch License, License No. MLDB2806
Madison, WI Branch- 4268 Sprecher Road, Madison, WI 53718 , NMLS ID, 2124737, Mortgage Lender Servicer Branch License, License No. MLDB13120
Melbourne, FL Branch - 977 Long Meadow Lane, Melbourne, FL, 32940 NMLS ID 1661149, Mortgage Lender Servicer Branch License, License No. MLDB6446
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID1117980, Mortgage Lender Servicer Branch License, License No. MLDB3244
Naples, FL Branch – 9292 Troon Lakes Drive, Naples, FL 34109, NMLS ID, 2124737, Mortgage Lender Servicer Branch License, License No. MLDB13120
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Servicer Branch License, License No. MLDB3029
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Mortgage Lender Servicer Branch License, License No. MLDB7247
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Mortgage Lender Servicer Branch License, License No. MLDB5248
Ocean City, NJ Branch - 1501 Pleasure Avenue, Ocean City, NJ, 08226 NMLS ID 1570006, Mortgage Lender Servicer Branch License, License No. MLDB8790
Pawley’s Island, SC Branch - 14323 Ocean Highway, Suite 4131, Pawleys Island, SC, 29585 NMLS ID 1275197, Mortgage Lender Servicer Branch License, License No MLDB10437
Ponte Vedra, FL Branch - 312 Wingstone Dr., Ponte Vedra, FL, 32081 NMLS ID 1324716, Mortgage Lender Servicer Branch License, License No. MLDB4265
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615- 9121 Anson Way, Suite 200, Raleigh, NC, 27615 NMLS ID 1235787, Mortgage Lender Servicer Branch License, License No. MLDB4095
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lender Servicer Branch License, License No. MLDB5331
Virginia Beach, VA Branch, 2005 Alphine Rd, Virginia Beach, VA, 23451, NMLS ID 1188766, Mortgage Lender Servicer Branch License, License No. MLDB11516

GEORGIA

Georgia Residential Mortgage Licensee, License No. 36793
Clarkesville, GA Branch - 137 East Morgan Street Unit A, Room B, Clarkesville, GA, 30523 NMLS ID 1564561, Mortgage Branch Approval No. 84518
Smyrna, GA Branch - 3894 Honeysuckle Drive, SE, Smyrna, GA, 30082 NMLS ID 1628076, Mortgage Branch Approval

HAWAII

Mortgage Loan Originator Company License, License No. HI-1019941
Mortgage Servicer License, License No. MS114
Honolulu, HI Branch – 1585 Kapiolani Boulevard, Suite 1100, Honolulu, HI 96814, NMLS ID 2104861, Mortgage Loan Originator Company Branch License, License No. HI-2104861

IDAHO

Mortgage Broker/Lender License, License No. MBL-8543
Bellingham, WA Branch – 1109 Undine Street, Bellingham, WA 98229, NMLS ID 1962971, Mortgage Broker/Lender Branch License, MBLB-2081962971
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Broker/Lender Branch License, License No. MBL-8621
Helena, MT Branch - 1422 Cedar Street, Helena, MT, 59601 NMLS ID 1233583, Mortgage Broker/Lender Branch License, License No MBLB-2081233583
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Broker/Lender Branch License, License No. MBLB-2082067080
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Broker/Lender Branch License, License No. MBL-8545
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Broker/Lender Branch License, License No. MBL-8488
Ogden, UT Branch, 533 26th Street, Suite 100, #17, NMLS ID 1916542, Mortgage Broker/Lender Branch License, License No. MBLB-2081916542
Severna Park, MD Branch- 540 Ritchie Highway, Suite 303, Severna Park, MD 21146, Broker/Lender Branch License, License No. MBLB-2081183828
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467, Mortgage Broker/Lender Branch License, License No. MBL-8866
Vancouver, WA Branch - 201 NE Park Plaza Drive, Suite 218, Vancouver, WA 98684, NMLS ID 1715594, Mortgage Broker/Lender License, License No. MBLB-2081715594

ILLINOIS

Illinois Residential Mortgage Licensee, License No. MB.6760963
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Additional Full Service Office License, License No. MB.6760963-001

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

INDIANA

Mortgage Lending License, License No. 19483
Collection Agency License 10109941

IOWA

Mortgage Banker License, License No. 2013-0030
Collection Agency License
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch Registration
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Branch Registration
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch Registration
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Mortgage Branch Registration

KANSAS

Kansas Licensed Mortgage Company, License No. MC.0025179
Creve Coeur, MO Branch – 12747 Olive Blvd., Ste. 300 Creve Coeur, MO 63141 NMLS ID 1502582, Mortgage Company Branch Registration, No. MC.0025179-BR.005
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Company Branch Registration, No. MC.0025179-BR.003
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Company Branch Registration, No. MC.0025179-BR.001
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Company Branch Registration, No. MC.0025179-BR.002
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Mortgage Company Branch Registration, No. MC.0025179-BR.004
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Company Branch Registration, No. MC.0025829-BR

KENTUCKY

Mortgage Company License, License No. MC92425
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Company Branch License, No. MC321680
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Company Branch License, No. MC735595
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Company Branch License, License No. MC97528
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Company Branch License, License No. MC305594
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615 NMLS ID 1235787, Mortgage Company Branch License, License No. MC410301
Severna, MD Branch- 540 Ritchie Highway, Suite 303, Severna, MD 21146, NMLS ID 1183828, Mortgage Company License, License No. MC795696
Simpsonville, KY Branch – 4681 Todds Point Road, Simpsonville, KY 40067, NMLS ID 2018387, Mortgage Company License, License No. MC729425

LOUISIANA

Residential Mortgage Lending License
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Branch Registration
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch Registration
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Branch Registration
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Branch Registration
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch Registration

MAINE

Supervised Lender License No. NLC709402, Loan Servicer License No SVR12824
Loan Servicer License No. SVR12824
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110 NMLS ID 1195401, Supervised Lender Branch License, License No. 1195401
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Supervised Lender Branch License No. 1568120
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Supervised Lender Branch License, License No. 1281094
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Supervised Lender Branch License, License No. 2067080
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Supervised Lender Branch License, License No. 1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Supervised Lender Branch License, License No. 1225367
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Supervised Lender Branch License, License No. 1371635

MARYLAND

Mortgage Lender License, License No. 06-20506
Dublin, OH Branch – 9050 Mediterra Place, Dublin, OH 43016, NMLS ID 1882227, Mortgage Lender License, License No. 06-24208
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Lender License, License No. 06-24095
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender License, License No. 21544
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Lender License
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Mortgage Lender License, License No. 21726
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender License, License No. 06-20874
Milford, MA Branch- 5 Virginia Drive, Milford, MA 01757 NMLS ID 1111233, Mortgage Lender License
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender License, License No. 21409
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lender License, License No. 21198

MASSACHUSETTS

Mortgage Lender License, License No. ML1019941
Debt Collector License No. DC1019941
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110- 3 Executive Park Drive, Bedford, NH, 03110 NMLS ID 1195401, Mortgage Lender License, License No. ML1019941
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender License, License No. ML1019941
Milford MA Branch - 5 Virginia Drive, Milford, MA 01757, NMLS ID 1111233, Mortgage Lender License, License No. ML1019941
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender License, License No. ML1019941
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Mortgage Lender License, License No. ML1019941

MICHIGAN

First Mortgage Broker/Lender/Servicer License, License No. FL0018690

MINNESOTA

Residential Mortgage Originator License, License No. MN-MO-1019941
Residential Mortgage Servicer License, License No. MN-MS-1019941

MISSISSIPPI

Licensed by the Mississippi Department of Banking & Consumer Finance, License No. 1019941
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch License, License No. 1281094
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Branch License, License No. 117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch License, License No. 1225367
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Branch License, License No. 1183828

MISSOURI

Company License, License No. 17-2300
Creve Coeur, MO Branch – 12747 Olive Blvd., Ste. 300 Creve Coeur, MO 63141 NMLS ID 1502582, In-State Branch License, License No. 17-2300
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 - NMLS ID 1281094, Out of State Branch Registration
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Out of State Branch Registration
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Out of State Branch Registration
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Out of State Branch Registration

MONTANA

Mortgage Lender License, License No. 1019941
Mortgage Servicer License, License No. 1019941
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 - NMLS ID 1281094, Mortgage Banker Branch License
Helena, MT Branch - 1422 Cedar Street, Helena, MT, 59601 NMLS ID 1233583, Mortgage Lender Branch License, License No. 1233583
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. 1225367
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Mortgage Lender Branch License, License No. 1404799
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467, Mortgage Lender Branch License, License No. 1459467

NEBRASKA

Mortgage Banker License, License No. NE1019941
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 - NMLS ID 1281094, Mortgage Banker Branch License
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Banker Branch License, License No. NE1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch License

NEVADA

Mortgage Company License, License No. 4259
Supplemental Mortgage Servicer License, License No. 4732
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Company Branch License, License No. 4259
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Company Branch License, License No. 4259
Las Vegas, NV Branch- 9205 W. Russell Road, #254, Las Vegas, NV 89148 NMLS ID 1301998, Mortgage Company Branch License, License No. 4259
Lincoln, CA Branch - 1510 Del Webb #B102, Lincoln, CA, 95648 NMLS ID 1262927, Mortgage Company Branch License, License No. 4259
Medford, OR Branch –706 Cardley Avenue, Medford, OR 97504, NMLS ID 1751904, Mortgage Company Branch License, License No. 4259
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Company Branch License, License No. 4259
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Company Branch License, License No. 4259
Sacramento, CA Branch - 1721 Eastern Avenue, Sacramento, CA 95864, NMLS ID 1667607, Mortgage Company Branch License, License No. 4259
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Company Branch License, License No. 4259

NEW HAMPSHIRE

Licensed by the New Hampshire Banking Department, License No. 18336-MB
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110- 3 Executive Park Drive, Bedford, NH, 03110 NMLS ID 1195401, Mortgage Banker Branch License, License No. 19430-MB-BCH
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Mortgage Banker Branch License, License No. 21378-MB-BCH
Dublin, OH Branch – 9050 Mediterra Place, Dublin, OH 43016, NMLS ID 1882227, Mortgage Banker Branch License, License No. 23390-MB-BCH
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Banker Branch License, License No. 23971-MB-BCH
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Banker Branch License, License No. 20394-MB-BCH
Milford, MA Branch - 5 Virginia Drive, MA 01757, Mortgage Banker Branch License, License No. 20046-MB-BCH
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Banker Branch License, License No. 18818-MB-BCH
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch License, License No. 19703-MB-BCH
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Mortgage Banker Branch License, License No. 23884-MB-BCH

NEW JERSEY

Licensed by the N.J. Department of Banking & Insurance, Residential Mortgage Lender License
Debt Collection Agency Bond
RMLA Licensed Mortgage Servicer Registration
Catasauqua, PA, Branch – 519 Hunter Street, Catasauqua, PA 18032, NMLS ID 1797411, Residential Mortgage Lender Branch License
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Residential Mortgage Lender Branch License
Humble, TX Branch- 7618 Heritage Pines Drive, Humble, TX, 77346, NMLS ID 2191381, Residential Mortgage Lender Branch License
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Residential Mortgage Lender Branch License
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Residential Mortgage Lender Branch License
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Residential Mortgage Lender Branch License
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Residential Mortgage Lender Branch License
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Residential Mortgage Lender Branch License
Ocean City, NJ Branch - 1501 Pleasure Avenue, Ocean City, NJ, 08226 NMLS ID 1570006, Residential Mortgage Lender Branch License
Pittsford, NY Branch – 141 Sully’s Trail, Suite 08A, Pittsford, NY 14534, NMLS ID 1925517, Residential Mortgage Lender Branch License
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Company Branch License, License No. 4259

NEW MEXICO

Mortgage Loan Company License
Collection Agency and Manager License No. 2067
Colorado Springs, CO Branch – 5225 N. Academy Boulevard, Suite #300, Colorado Springs, CO 80918, NMLS ID 2021427, Mortgage Loan Company Branch License
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Loan Company Branch License
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Loan Company Branch License
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Loan Company Branch License
Sacramento, CA Branch - 1721 Eastern Avenue, Suite 4, Sacramento, CA, 95864 NMLS ID 1667607, Mortgage Loan Company Branch License
Sahuarita, AZ Branch – 680 W Calle Franja Verde, Sahuarita, AZ 85629, NMLS ID 1930588, Mortgage Loan Company Branch License
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Loan Company Branch License

NEW YORK

Licensed Mortgage Banker-NYS Department of Financial Services
Mortgage Banker License, License No. LMB109645
Exempt Mortgage Loan Servicer Registration
Reverse Mortgage (HECM) Lending
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Banker Branch License, License No. LMB 109775
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Banker Branch License, License No. LMBR 109646
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch License, License No. LMBR 109647
Pittsford, NY Branch – 141 Sully’s Trail, Suite 08A, Pittsford, NY 14534, NMLS ID 1925517, Mortgage Banker Branch License No. LMB 109749
Severna, MD Branch- 540 Ritchie Highway, Suite 303, Severna, MD, 21146, NMLS ID 1183828, Mortgage Banker Branch License No. LMB 110347

NORTH CAROLINA

Mortgage Lender License, License No. L-156977
Reverse Mortgage Approval, Approval No. RM-123
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Mortgage Branch License, License No. L-156977-108
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Branch License, License No. L-156977-109
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch License, License No. L-156977-103
Greensboro, NC Branch – 717 Green Valley Road, #241, Greensboro, NC 27408, NMLS ID 1827155, Mortgage Branch License, License No. L-156977-110
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Branch License, License No. L-156977-112
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch License, License No. L-156977-102
Pawley’s Island, SC Branch - 14323 Ocean Highway, Suite 4137, Pawleys Island, SC, 29585 NMLS ID 1275197, Mortgage Branch License, License No. L-156977-106
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615 NMLS ID 1235787, Mortgage Branch License, License No. L-156977-101

NORTH DAKOTA

Money Broker License, License No. MB102703
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281904, Money Broker Branch Registration, License No. NDBR1281094
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Money Broker Branch Registration, License No. NDBR1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Money Broker Branch Registration, License No. NDBR1225367
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467, Money Broker Branch Registration, License No. NDBR1459467

OHIO

Residential Mortgage Lending Act Certificate of Registration, Registration No. RM.850224.000
Dublin, OH Branch – 9050 Mediterra Place, Dublin, OH 43016NMLS ID 1882227, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.012
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.003
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.015
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.014
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.006
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.002
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.009
Pittsford, NY Branch – 141 Sully’s Trail, Suite 08A, Pittsford, NY 14534, NMLS ID 1925517, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.013
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Residential Mortgage Lending Act Branch Registration, Registration No. RM.850224.016

OKLAHOMA

Mortgage Lender License, License No. ML013234
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Branch License, License No. MLB13237
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. MLB13236
Sherman, TX Branch - 1106 Idlewood Drive, Sherman, TX, 75092 NMLS ID 1614897, Mortgage Lender Branch License, License No. MLB13238

OREGON

Mortgage Lending License, License No. ML-5181
Bellingham, WA Branch – 1109 Undine Street, Bellingham, WA 98229, NMLS ID 1962971, Mortgage Lending Branch License, License No. 1962971
Bellevue, WA Branch- 40 Lake Bellevue Drive, Suite 100, #110, Bellevue, WA 98005, NMLS ID 1670026, Mortgage Lending Branch License, License No.1670026
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lending Branch License, License No. ML-5181-4
Happy Valley, OR Branch - 12777 SE 128th Avenue, Happy Valley, OR, 97086 NMLS ID 1280316, Mortgage Lending Branch License, License No. ML-5181-3
Honolulu, HI Branch – 1585 Kapiolani Boulevard, Suite 1100, Honolulu, HI 96814, NMLS ID 2104861, Mortgage Lending Branch License, License No. 2104861
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Lending Branch License, License No. 2067080
Medford, OR Branch – 706 Cardley Avenue, Medford, OR 97504, NMLS ID 1751904, Mortgage Lending Branch License, License No. ML-5181-14
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lending Branch License, License No. ML-5181-1
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lending Branch License, License No. ML-5181-2
Portland, OR – 4115 SE 101st Avenue, Portland, OR 97266, NMLS ID 2357045, Mortgage Lending Branch License, License No 2357045
Sacramento, CA Branch - 1721 Eastern Avenue, Suite 4, Sacramento, CA, 95864 NMLS ID 1667607, Mortgage Lending Branch License
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lending Branch License, License No. 1183828
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467 – Mortgage Lending Branch License, License No. ML-5181-13
Vancouver, WA Branch – 3900 NE 130th Way, Vancouver, WA 98686, NMLS ID 1817242, Mortgage Lending Branch License, License No. ML-5181-16
Vancouver, WA Branch - 201 NE Park Plaza Drive, Suite 218, Vancouver, WA 98684, NMLS ID 1715594, Mortgage Lending Branch License, License No. ML-5181-11
Woodburn, OR Branch - 2198 Astor Way, Woodburn, OR, 97071 NMLS ID 1584387, Mortgage Lending Branch License, License No. ML-5181-7

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.

Before obtaining a reverse mortgage, you should consult a trusted financial adviser or planner. There are government agencies and nonprofit organizations that can give you information about reverse mortgages. You can locate these resources at:

Please note that before you can complete an application for a Federal Housing Administration – insured Home Equity Conversion Mortgage loan, you must undergo counseling with a counseling agency approved by the U.S. Department of Housing and Urban Development (“HUD”). Your loan originator will provide you with a disclosure of available HUD-approved counseling agencies.

PENNSYLVANIA

Mortgage Lender License, License No. 41419
Mortgage Servicer License, License No. 67360
Catasauqua, PA, Branch – 519 Hunter Street, Catasauqua, PA 18032, NMLS ID 1797411, Mortgage Lender Branch License, License No. 41419.016
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Branch License, License No. 41419.007
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Lender Branch License, License No. 41419.018
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Mortgage Lender Branch License, License No. 41419.004
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender Branch License, License No. 41419.001
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. 41419.005
Ocean City, NJ Branch - 1501 Pleasure Avenue, Ocean City, NJ, 08226 NMLS ID 1570006, Mortgage Lender Branch License, License No. 41419.011
Pittsford, NY Branch – 141 Sully’s Trail, Suite 08A, Pittsford, NY 14534, NMLS ID 1925517, Mortgage Lender Branch License, License No. 41419.017
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Lender Branch License, License No. 41419.015

PUERTO RICO

Mortgage Lender/Servicer License (Concesionarios/Administradores de Prestamos Hipotecarios), License No. IH-181
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender/Servicer Branch License (Concesionarios/Administradores de Prestamos Hipotecarios), License No. IH-181-01

RHODE ISLAND

Rhode Island Licensed Lender, License No. 20132869LL
Third Party Loan Servicer License, License No. 20183582LS
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Lender Branch Certificate, No. 20132869LL B02
Milford, MA Branch - 5 Virginia Drive, MA 01757, NMLS ID 1111233, Lender Branch Certificate, No. 20132869LL B04
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Lender Branch Certificate, No. 20132869LL B01
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Lender Branch Certificate, No. 20132869LL B03
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Lender Branch Certificate, No. 20132869LL B05

SOUTH CAROLINA

Mortgage Lender/Servicer License, License No. MLS-1019941
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Branch Mortgage Lender/Servicer, License No. MLB-1568120
Clarkesville, GA Branch - 137 East Morgan Street Unit A, Room B, Clarkesville, GA, 30523 NMLS ID 1564561, Branch Mortgage Lender/Servicer, License No. MLB-1564561
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Branch Mortgage Lender/Servicer, License No. MLB - 1635037
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Branch Mortgage Lender/Servicer, License No. MLB-1281094
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Branch Mortgage Lender/Servicer, License No. MLB-1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Branch Mortgage Lender/Servicer, License No. MLB-1225367
Pawley's Island, SC Branch - 14323 Ocean Highway, Suite 4137, Pawleys Island, SC, 29585 NMLS ID 1275197, Branch Mortgage Lender/Servicer, License No. MLB-1275197
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615NMLS ID 1235787, Branch Mortgage Lender/Servicer, License No. MLB-1235787
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Branch Mortgage Lender/Servicer, License No. MLB - 1183828

SOUTH DAKOTA

Mortgage Lender License, License No. ML.05010
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch Registration
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch Registration
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Mortgage Branch Registration
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Branch Registration

TENNESSEE

Mortgage License and Reverse Mortgage Approval, License No. 115103
Collection Service Agency No. 1880
Dublin, OH Branch – 9050 Mediterra Place, Dublin, OH 43016, NMLS ID 1882227, Mortgage Branch Authorization, License No. 115103-109
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Mortgage Branch Authorization, License No. 1635037
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Branch Authorization, License No. 115103-104
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Branch Authorization, Authorization No. 115103-111
Knoxville, TN Branch- 2902 Legacy Pointe Way, Apt. 122, Knoxville, TN 37921, NMLS ID 2396913, Mortgage Branch Authorization, License No. 2396913
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Branch Authorization, Authorization No. 115103-101
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Branch Authorization, License No. 115103-103
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Mortgage Branch Authorization, License No. 115103-108
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615, NMLS ID 1235787, Mortgage Branch Authorization, License No. 115103-110
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Branch Authorization, License No. 1183828

TEXAS

Mortgage Banker Registration, and Residential Mortgage Loan Servicer Registration
Debt Collector Registration No. 20150028
Austin, TX Branch- 5512 Lipan Apache Bend, Austin, TX 78738, NMLS ID 1076713, Mortgage Bank Branch Registration
Celina, TX Branch – 416 Dartmoor Drive, Celina, TX 75009, NMLS ID 1555532, Mortgage Banker Branch Registration
Charlotte, NC Branch - 15720 Brixham Hill Avenue Suite 300, Charlotte, NC, 28277 NMLS ID 1568120, Mortgage Banker Branch Registration
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Banker Branch Registration
Houston, TX Branch - 14415 Sugar Mill Circle, Houston, TX, 77095 NMLS ID 1280315, Mortgage Banker Branch Registration
Humble, TX Branch- 7618 Heritage Pines Drive, Humble, TX 77346, NMLS ID 2191381, Mortgage Banker Branch Registration
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Banker Branch Registration
Kerrville, TX Branch – 211 Rodeo Drive, Kerrville, TX 78028, NMLS ID 1823706, Mortgage Banker Branch Registration
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Banker Branch Registration
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch Registration
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523NMLS ID 1404799, Mortgage Banker Branch Registration
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Banker Branch Registration
Sherman, TX Branch - 1106 Idlewood Drive, Sherman, TX, 75092 NMLS ID 1614897, Mortgage Banker Branch Registration
Spring, TX Branch – 17214 Garden Creek Drive, Spring, TX 77739 – NMLS ID 1705897, Mortgage Banker Branch Registration
Trophy Club, TX Branch – 2842 Earl Drive, Trophy Club, TX 76262, NMLS ID 2222851, Mortgage Banker Branch Registration

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550 . THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.

This notice only applies to borrowers with a residential mortgage loan on real estate located in Texas.

UTAH

Mortgage Entity License, License No. 8555458
Consumer Credit Code Notification
Residential First Mortgage Notification
Debt Collection Registration No. 8555458-0131
Ogden, UT Branch, 533 26th Street, Suite 100, #17, Ogden, UT 84401, NMLS ID 1916542, Mortgage Branch Office License, License No. 11726437
Salt Lake City, UT Branch – 2825 E Cottonwood Parkway, Suite 500, Salt Lake City, UT 84121, Mortgage Branch Office License, License No. 12737646

VERMONT

Loan Servicer License, License No. 1019941-1
Lender License, License No. 6489
Bedford, NH Branch - 3 Executive Park Drive, Bedford, NH, 03110NMLS ID 1195401, Lender Branch License, License No. 6648
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Lender Branch License, License No. 6796
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Lender Branch License, License No. 6550
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Lender Branch License, License No. 6662

VIRGINIA

Lender License, License No. MC-5715
Catasauqua, PA, Branch – 519 Hunter Street, Catasauqua, PA 18032, NMLS ID 1797411, Branch License, License No. MC-5715
Elizabeth City, NC Branch - 905 Halstead Boulevard, Suite 6, Office C, Elizabeth City, NC, 27909 NMLS ID 1635037, Branch License, License No. MC-5715
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Branch License, License No. MC-5715
Lititz, PA Branch - 433 Patriots Way, Lititz, PA, 17543 NMLS ID 1190164, Branch License, License No. MC-5715
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Branch License, License No. MC-5715
Milford, MA Branch- 5 Virginia Drive, Milford, MA 01757, NMLS ID 1111233, Branch License, License No. MC-5715
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Branch License, License No. MC-5715
Newport, RI Branch - 8 Red Cross Avenue, Newport, RI, 02840 NMLS ID 1371635, Branch License, License No. MC-5715
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523,NMLS ID 1404799, Branch License, License No. MC-5715
Pittsford, NY Branch – 141 Sully's Trail, Suite 08A, Pittsford, NY 14534, NMLS ID 1925517, Branch License, License No. MC-5715
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615NMLS ID 1235787, Branch License, License No. MC-5715
Scottsdale, AZ Branch – 16427 North Scottsdale Road, Suite 410, #410, Scottsdale, AZ 85254, NMLS 2219854, Branch License No. MC-5715
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Branch License, License No. MC-5715
Virginia Beach, VA Branch, 2005 Alphine Rd, Virginia Beach, VA, 23451, NMLS ID 1188766, Branch License No. MC-5715

WASHINGTON

Consumer Loan Company License, License No. CL-1019941
Debt Collection License Endorsement 603 272 073
Bellevue ,WA Branch – 40 Lake Bellevue Drive, Suite 100, #110, Bellevue, WA, 98005, NMLS ID 1670026, Consumer Loan Branch Office License, License No. CL-1670026
Bellingham, WA Branch – 1109 Undine Street, Bellingham, WA 98229, NMLS ID 1962971, Consumer Loan Branch Office License, License No. CL-1962971
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Consumer Loan Branch Office License, License No. CL-1281094
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Consumer Loan Branch Office License, License No. CL-2067080
Lincoln, CA Branch - 1510 Del Webb #B102, Lincoln, CA, 95648 NMLS ID 1262927, Consumer Loan Branch Office License, License No. CL-1262927
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Consumer Loan Branch Office License, License No. CL-1117980
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Consumer Loan Branch Office License, License No. CL-1225367
San Diego, CA Branch – 4713 Hamilton Street, San Diego, CA 92116, NMLS ID 1789894, Consumer Loan Branch Office License, License No. CL-1789894
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Consumer Loan Branch Office License, License No. CL-1183828
Spirit Lake, ID Branch - 32770 N 14th Avenue, Spirit Lake, ID, 83869 NMLS ID 1459467, Consumer Loan Branch Office License, License No. CL-1459467
Vancouver, WA Branch – 3900 NE 130th Way, Vancouver, WA 98686, NMLS ID 1817242, Consumer Loan Branch Office License, License No. CL-1817242
Vancouver, WA Branch – 201 NE Park Plaza Drive, Suite 218, Vancouver, WA 98684,NMLS ID 1715594, Consumer Loan Branch Office License, License No. CL-1715594
Woodburn, OR Branch - 2198 Astor Way, Woodburn, OR, 97071 NMLS ID 1584387, Consumer Loan Branch Office License, License No. CL-1584387

WEST VIRGINIA

Mortgage Lender License, License No. ML32447
Business Registration Debt Collection 2283-0936
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender Branch License, License No. MLB-33895
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Lender Branch License, License No. MLB-2067080
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender Branch License, License No. MLB-32922
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender Branch License, License No. MLB-33736

WISCONSIN

Mortgage Banker License, License No. 1019941BA
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Banker Branch License, License No. 1281094BA
Irvine, CA Branch – 300 Spectrum Center Drive, Suite 400, #410, Irvine, CA 92618, NMLS ID 2067080, Mortgage Banker Branch License, License No. 2067080BA
Madison, WI Branch- 4268 Sprecher Road, Madison, WI, 53718, NMLS ID, 2124737, Mortgage Banker Branch License, License No. 2124737BA
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Banker Branch License, License No. 1225367BA
Oak Brook, IL Branch - 700 Commerce Drive, Suite 500, Office 5055, Oak Brook, IL, 60523 NMLS ID 1404799, Mortgage Banker Branch License, License No. 1404799BA
Raleigh, NC Branch - 9121 Anson Way, Suite 200, Raleigh, NC, 27615 NMLS ID 1235787, Mortgage Banker Branch License, License No. 1235787BA
Severna Park, MD Branch – 540 Ritchie Highway, Suite 303, Severna Park, MD, 21146, NMLS ID 1183828, Mortgage Banker Branch License, License No. 1183828BA

WYOMING

Mortgage Lender/Broker License, License No. 2616
Colorado Springs, CO Branch – 5225 N. Academy Boulevard, Suite #300, Colorado Springs, CO 80918, NMLS ID 2021427, Mortgage Lender/Broker License, License No. 4114
Denver, CO Branch- 7900 East Union Ave, Suite 1100, #1123, Denver, CO 80237 NMLS ID 1271703, Mortgage Lender/Broker License, License No. 2685
Gold River, CA Branch - 2355 Gold Meadow Way, Suite 150, Gold River, CA, 95670 NMLS ID 1281094, Mortgage Lender/Broker License, License No. 2792
Helena, MT Branch - 1422 Cedar Street, Helena, MT, 59601 NMLS ID 1233583, Mortgage Lender/Broker License, License No. 3187
Melville, NY Branch - 41 Pinelawn Rd. Ste. 200, Melville, NY, 11747 NMLS ID 1117980, Mortgage Lender/Broker Branch License, License No. 2621
Newburgh, NY Branch - 700 Corporate Blvd, Newburgh, NY, 12550 NMLS ID 1225367, Mortgage Lender/Broker License, License No. 2655
Ogden, UT Branch, 533 26th Street, Suite 100, #17, NMLS ID 1916542, Mortgage Lender/Broker License, License No. 3529