Reverse Mortgage Funding LLC (RMF) Social Media Legal Disclosures

Official Reverse Mortgage Funding LLC (“RMF”) social media pages are not customer service channels. If you need help with a service or your account, please visit https://www.reversefunding.com/contact-us/, to contact a licensed mortgage originator or the appropriate service department.
All official RMF social media pages are presented by RMF. The platforms of RMF social media profiles are owned by their respective third parties unaffiliated with RMF (“Social Media Owners”). RMF is not responsible for the privacy or security policies of third party social media sites or other linked third party sites or other Social Media Owners pages. We urge you to review the privacy and other policies of each website that you visit. RMF’s privacy policy can be located at https://www.reversefunding.com/privacy/.

RMF does not endorse and is not responsible for any ads that Social Media Owners or any other third party may place on RMF social media pages, or for the content, products, advice, opinions, recommendations or other material of third parties, third party sites or other pages on RMF social media pages. Content submitted by users on RMF social media pages are subject to approval based on our Social Media Community Guidelines, available at: https://www.reversefunding.com/terms-of-use
RMF is a Licensed Mortgage Banker in the State of New York, but no RMF social media profile is authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through an RMF social media profile.

Retirement Experts Network Social Media Legal Disclosures

Retirement Experts Network (“REN”) is an educational platform by Reverse Mortgage Funding LLC (RMF), one of the nation’s leading reverse mortgage lenders. The webinars and materials on the REN site are provided at no cost to financial advisors, and the webinars typically provide continuing education (CE) credits to advisors that hold the CFP® designation.

Official REN social media pages and the information on it (“social media pages”) are intended for financial advisors only, and are not intended for use by or distribution to consumers. Consumers should not rely on social media pages for retirement-planning or other advice and should consult with the appropriate financial professional. Official REN social media pages are not customer service channels. If you need help with a service or your account, please visit https://www.reversefunding.com/contact-us/, to contact a licensed mortgage originator or the appropriate service departments.

All official REN social media pages are presented by RMF. The platforms of REN social media profiles are owned by their respective third parties unaffiliated with RMF (“Social Media Owners”). RMF is not responsible for the privacy or security policies of third party social media sites or other linked third party sites or other Social Media Owners pages. We urge you to review the privacy and other policies of each website that you visit. RMF’s privacy policy can be located at https://www.reversefunding.com/privacy/.

RMF does not endorse and is not responsible for any ads that Social Media Owners or any other third party may place on REN social media pages, or for the content, products, advice, opinions, recommendations or other material of third parties, third party sites or other pages on REN social media pages. Content submitted by users on REN social media pages are subject to approval based on our Social Media Community Guidelines, available at: https://www.reversefunding.com/terms-of-use RMF makes no warranties concerning the accuracy or completeness of any of the information on official REN social media pages. Information is subject to change without notice, and RMF is under no obligation to provide updated information. Materials or statements made by a third party and located or posted on official REN social media pages are those of the third party and do not necessarily reflect the official policy or position of RMF. Information is not financial, tax, compliance or legal advice and should not be taken or relied upon as such. Each individual should consult with his/her financial, tax, compliance or legal profession. Some information may contain paid or sponsored content or speakers. Mention of product, process or service shall not be construed as an endorsement or recommendation by RMF.

RMF is a Licensed Mortgage Banker in the State of New York, but no RMF social media profile is authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through an RMF social media profile.

Reverse Mortgage Funding LLC (RMF) Social Media Loan Originator Individual License Disclosures

Larry Armstrong
Arizona Mortgage Banker License #0927682; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Ed Badrak
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Laura Brannock
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law license; Georgia Residential Mortgage Licensee No. 36793; Originator License No. 44035. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Mary-Alice Cardenas
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Jodi de Smidt
Arizona Mortgage Banker License #0927682.; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Julie Didyoung
Licensed by the New Jersey Department of Banking & Insurance; Not intended for Hawaii and New York consumers.

Becky Fahey
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.

Charles Hamilton
Arizona Mortgage Banker License #0927682.; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Larry McAnarney
Arizona Mortgage Banker License #0927682; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Residential Mortgage Licensee No. 36793; Originator License No. 40299; Kansas Originator License LO.0001032; Licensed by the New Jersey Department of Banking and Insurance. Texas Mortgage Banker Registration in-state branch address 6044 Gateway East, Suite 236, El Paso, TX 79905 (Branch NMLS 1244676). For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy. Not intended for Hawaii and New York consumers.

James McIntosh
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.

Phillip Miller
*RMF does not offer legal services.

Hank Rhoads
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

James Stanko
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

Thad Stanley
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. For California consumers: For information about our privacy practices, please visit https://www.reversefunding.com/privacy.

John Walters
Licensed by the New Jersey Department of Banking and Insurance; Not intended for Hawaii and New York consumers.